Finally understand your money — and your credit

One simple place for your businesses, your debts, your bills and your credit. Built for people with one LLC or many, and for anyone getting ready to buy or sell a home.

Get early access Try the demo with sample data →
All My LLCs on a phone: every business on one screen, with what it does, who owns it and its profit this year. Sample data.
Free

Credit Made Simple

Short, plain-English lessons on how credit really works: myths, and things even your banker may not know. Each one starts with “The short version,” then tells you what to do next, with the official source under it.

  • What’s in a credit score, and why checking your own credit doesn’t hurt
  • Closing a card, card usage, statement dates and rate-shopping windows
  • Errors on your report: how to dispute them yourself, for free
  • Talking to a debt collector, and spotting credit scams
  • For business owners: business credit, your free D-U-N-S number, personal guarantees, and questions to ask your banker

14 lessons for everyone, plus 12 for business owners. Sources come from the CFPB, the FTC and the credit bureaus.

Education only — not credit repair, legal, or financial advice. We never promise a higher score.

Read the lessons in the demo
The Credit Made Simple lessons, each with a short version and a Show button. Sample data.

Getting ready to buy or sell a home?

Pick your goal to see how All My LLCs helps.

Get mortgage-ready

  • Credit lessons: what lenders look at, and how card usage and statement dates show on your report.
  • Debt payoff plan: your debt-free date, paying smallest first or highest interest first, your choice.
  • Budget and payment calculator: what a home would cost each month, with taxes, insurance and mortgage insurance, and whether it fits your budget.
  • Down payment goal: the cash you’ll need, including closing costs, and how much to save each month to get there.
  • Mortgage-ready score: four checks that show where you stand before you talk to a lender, each with its official source.

Not a loan approval. Lenders decide using your full credit report, income and debts.

Buying for the first time? A HUD-approved housing counselor can help you get ready. Find one near you (CFPB).

Know what selling really means

  • Equity estimate: what your home is worth minus what you still owe.
  • Sell, rent it out, or stay: compare all three side by side. See what selling would cost, what you’d walk away with, and where you’d be in a few years.

The numbers are estimates you type in. Ask your CPA or accountant about taxes before you sell.

The mortgage-ready score: 2 of 4 checks ready, each with its source. Sample data.
The sell, rent or stay calculator: sale price, commissions, closing costs, the mortgage payoff and the cash you’d walk away with. Sample data.

For business owners with one LLC or many

See every company on one screen: who owns what, how money gets to you, and what to do next. Receipts stay organized by year, and taxes stay on track.

  • Every business at a glance, with this year’s profit
  • Who owns what, including partners and a family trust
  • A debt payoff plan with your debt-free date
  • Receipt photos kept by year, with the business purpose. The suggested starting point is to keep most records 7 years; ask your CPA or accountant.
  • A tax set-aside amount for each company: a suggested starting point. Ask your CPA or accountant for your number.
  • One file to hand your accountant at tax time
Who owns what: each company with its owners and percentages. Sample data.
Who owns what
The payoff plan with a debt-free date and the extra paid each month. Sample data.
Your payoff plan
Receipts and records by year, with a count of expenses still missing a receipt. Sample data.
Receipts by year

Screens show the made-up Harlow family from the demo. All names and numbers are made up.

We’re not tax professionals. Always ask your CPA or accountant before making tax decisions.

Pricing coming soon

All My LLCs is in early access. Join the waitlist and we’ll tell you about pricing before anything is charged.

Early-access members will get a founding-member discount.

Get early access

Get early access

Join the waitlist. Nothing is charged and no account is made.

We’ll only use this to tell you when All My LLCs is ready. — GCT LLC. Privacy

Questions

Is All My LLCs free?

Pricing is coming soon. All My LLCs is in early access. Join the waitlist and we’ll tell you about pricing before anything is charged. Early-access members will get a founding-member discount. The Credit Made Simple lessons are free.

Can I try it first?

Yes. The demo at demo.allmyllcs.com uses a made-up family and their businesses. Try anything. Your changes stay in your own browser and start over each night.

Do you give tax advice?

No. The app shows tax numbers as a suggested starting point. We’re not tax professionals. Always ask your CPA or accountant before making tax decisions.

Will you fix my credit for me?

No. Credit Made Simple is education only — not credit repair, legal, or financial advice. We never file disputes for you and never promise a higher score. The lessons show you how to check your report and dispute errors yourself, for free.

Does it connect to my bank?

Not yet. Today you type in numbers or import a file from your bank. Bank connections are planned for the customer version.

Who makes All My LLCs?

GCT LLC, a Utah company. Questions: admin@allmyllcs.com.